Law Office of Raymond Ferrer, was founded by attorney Raymond Ferrer. Born and raised in Miami, he is a second generation Cuban-American. One focus of our firm is helping Spanish-speaking people in South Florida with legal problems such as bankruptcy and related matters.
We make it as easy as possible to consult a lawyer. People can call us 24 hours a day, seven days a week. Because most of our clients work and cannot visit us during normal business hours, we offer evening and weekend appointments. We provide free consultations so that potential clients understand the process even before they discuss the specifics of their case. And we also speak Spanish.
Our firm is not a debt clinic or a mill. We take time to give clients the attention they deserve. We answer questions about the process and what the current legal problem will mean for the future. We make sure that we obtain an accurate picture of your financial situation. We clearly explain the fees we charge for filing. We make sure our clients have the information they need.
Bankruptcy is not for everyone. Our attorneys will help you decide if bankruptcy is right for you. Not everyone who has accumulated too much debt needs to file bankruptcy.
A great benefit of filing bankruptcy is that it immediately stops creditors from calling you at home, at work or at school. In other words, you can put an end to collections calls.
Chapter 7 involves liquidating your non-exempt property to discharge your debts.
Chapter 13 bankruptcy is a debt repayment plan that takes place over 3 to 5 years. Chapter 7 is a one-time discharge of debt.
There are a number of circumstances that make it advantageous for one spouse to file bankruptcy while the other spouse retains his or her assets.
Phone: +305 812 0897